Disclaimer

1. No Professional Advice

1.1 General Disclaimer

1.2 Seek Professional Guidance

ALWAYS CONSULT QUALIFIED PROFESSIONALS before making decisions regarding:

• Investment decisions or financial planning
• Property purchases or real estate transactions
• Legal matters or contracts
• Tax implications or obligations
• Immigration, residency, or citizenship applications
• Insurance coverage or claims
• Any significant financial commitment

2. AI Limitations

2.1 Accuracy Not Guaranteed

Our AI assistant and automated tools:

• May provide inaccurate, incomplete, or outdated information
• May misinterpret your questions or requirements
• May produce inconsistent results for similar queries
• Cannot verify real-time pricing, availability, or terms
• Cannot account for your complete personal circumstances

2.2 AI is Not Human Judgment

The AI assistant:

• Uses statistical patterns, not human reasoning
• Cannot understand context the way a human expert would
• May "hallucinate" facts that sound plausible but are incorrect
• Should be treated as a starting point for research, not a final answer

2.3 Your Responsibility

3. Product and Service Information

3.1 Third-Party Products

All products, services, and offerings compared on this platform are provided by independent third parties. We:

• Do not manufacture, sell, or provide these products
• Do not guarantee product quality, safety, or performance
• Do not verify all claims made by product providers
• Are not responsible for changes in pricing, features, or availability

3.2 Data Currency

Product information may be:

• Based on publicly available data that may be outdated
• Subject to change without notice by providers
• Incomplete or missing important details
• Different from actual offerings at time of purchase

3.3 No Endorsement

Listing or comparing a product does not constitute an endorsement or recommendation. Rankings and scores are based on algorithmic calculations and user preferences, not qualitative judgments of value.

4. Partner Advisors

4.1 Independent Parties

Partner advisors accessible through our platform are independent professionals or companies. We:

• Do not employ, control, or supervise advisors
• Do not guarantee their qualifications or competence
• Do not verify their licenses or credentials in all jurisdictions
• Are not responsible for advice or services they provide

4.2 Your Due Diligence

Before engaging any advisor, YOU SHOULD:

• Verify their professional credentials and licenses
• Check their registration with relevant regulatory bodies
• Understand their fee structure and any conflicts of interest
• Get everything in writing
• Seek independent second opinions for major decisions

5. Financial and Investment Disclaimer

5.1 Investment Risk

5.2 Not Regulated Advice

Information on this platform is NOT regulated financial advice under:

• EU MiFID II regulations
• US SEC/FINRA regulations
• UK FCA regulations
• Or any other financial regulatory framework

5.3 Your Financial Decisions

We are not responsible for any financial losses, missed opportunities, or adverse outcomes resulting from decisions made based on information from this platform.

6. Real Estate Disclaimer

6.1 Property Information

Real estate information provided is for general guidance only. We do not guarantee:

• Property valuations or price estimates
• Legal status of properties or titles
• Zoning, permits, or development rights
• Rental yields or investment returns
• Immigration or residency benefits

6.2 Local Laws Vary

Real estate laws, taxes, and regulations vary significantly by country and region. Information provided may not apply to your specific situation or jurisdiction.

6.3 Professional Requirements

Real estate transactions typically require:

• Licensed real estate agents or solicitors
• Legal due diligence and title searches
• Professional property valuations
• Tax advice from qualified accountants
• Immigration lawyers (for residency programs)

7. Limitation of Liability

7.1 No Warranties

This platform and all content are provided "AS IS" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

7.2 Exclusion of Damages

7.3 Assumption of Risk

By using this platform, you assume all risks associated with relying on AI-generated content and third-party information.

8. Indemnification

You agree to indemnify, defend, and hold harmless BuyGuide, Fintell Solutions OU, their operators, affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses arising from:

• Your use of the platform
• Your reliance on information provided
• Decisions you make based on that information
• Your violation of any terms or applicable laws

9. Acknowledgment

10. Contact

For questions about this Disclaimer, contact us at: info@buyguide.ai